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Exploring the relationship between cultural heritage and local economic development, this book introduces the original idea that one possible mediator between the two can be identified as creativity. Using a strong theoretical and empirical framework, Silvia Cerisola explores how cultural heritage, creativity and economic development are inextricably linked. This book is a clear econometric demonstration of how cultural heritage, through its inspirational role on different creative talents, generates an indirect positive effect on local economic development. These positive results justify important new policy recommendations in the field of cultural heritage. Interpreting both creativity and cultural heritage in a novel way, the author offers a new reading of the long lasting debate on the topic, examining different roles and impacts on the welfare of the local community. Regional science scholars will greatly appreciate the original conceptual framework and the empirical foundations of the book, as well as the thorough explanation of different approaches to the measurement of creativity. Policy makers and stakeholders will also benefit from the case studies highlighting the importance of cultural heritage.
A major obstacle to growth in poor countries is known to be the lack of access to bank credit, especially in rural areas, where a large majority of individuals do not have adequate collateral to secure a loan. Starting with the Grameen Bank in Bangladesh and FINCA village banking in Latin America, development policy makers have embraced group lending as a possible alternative for lenders to provide credit to the poor. Group lending typically links the fate of borrowers by stipulating that if one borrower within a group fails to repay her / his loan, the others in the group must repay it for her / him. However, what factors affect group performance and, in particular, how do distance, "social capital" and heterogeneity affect performance, promptitude in paying and saving capability? This empirical analysis attempts to address the above question by employing an original dataset, collected by the author during the months of April-June 2006 among the clients of FINCA Uganda. This work should be especially useful to researchers, policy makers, and all those who are interested in development in general, and in microcredit in particular.
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